Mortgage Finance Stocks — Fair Value & Margin of Safety
Equity Rank covers 6 Mortgage Finance companies; 5 have a published model fair value, and 2 of those (40%) trade below the model estimate. The median model fair value sits 13.3% below the current price, under these model assumptions. Data as of 2026-10-22.
Source: Equity Rank — Mortgage Finance stocks. Model fair value is a multi-method blend (DCF, Graham Number, earnings power, sector multiples and more), recomputed after each U.S. market close.
Mortgage Finance stocks furthest below the model estimate
Among companies valued by at least five methods. A wide gap can also mean the models are missing something.
VEL — Velocity Financial Llc: model fair value $19.26 vs. price $15.21, a model fair value differential of 26.6% above the current price (as of 2026-10-22)
PFSI — PennyMac Finl Svcs Inc: model fair value $68.31 vs. price $63.36, a model fair value differential of 7.8% above the current price (as of 2026-10-22)
Largest companies first. Gap = model fair value differential versus the current price; positive means the price sits below the model estimate. “Not published” means the models lacked reliable data.