PNC Fair Value — PNC Financial Services Group Inc

Banks · Institutional-depth multi-model valuation on Equity Rank

Current Price
$252.00
Consensus Fair Value
$219.54
Margin of Safety
-12.9%

When does PNC report earnings?

PNC Financial Services Group Inc (PNC) is next scheduled to report earnings on Jul 15, 2026 (before market open). The consensus analyst EPS estimate for the upcoming quarter is $4.53.

Heading into this report, the model's fair value estimate sits 12.9% below the current price (model fair value differential below current price). Descriptive context only — not a forecast of the earnings result.

Earnings dates and estimates are sourced from third-party data and may change or lag. Informational only.

How PNC's valuation models agree

Equity Rank computed model fair value for PNC from 13 independent valuation methods with sufficient data. 3 place fair value above the current price of $252.00, and 10 place it below. The model-blended estimate lands at $219.54 — a model fair value differential of 12.9% below the current price under these model assumptions. The larger group places fair value below the current price.

Models: FV above price
3
Models: FV below price
10
Models compared
13

Each method (DCF, Graham Number, EPV, Three-Stage DCF, DDM, Residual Income, Justified Price-to-Book, and more) is weighted by historical sector accuracy. Model-derived and informational only — not investment advice.

PNC fundamental profile

Equity Rank's fundamental strength composite scores PNC at 63.2/100 (B-, Solid), blending profitability, balance-sheet, and cash-flow quality. Over the trailing three years, free cash flow has compounded at -21.4% per year and gross margin has moved -16.1 pp. Its SAVE composite score has moved +0.4 over the past 30 days.

A composite quality metric for research context — not a rating, recommendation, or directional signal.

About PNC

PNC Financial Services Group Inc (PNC) is analyzed on Equity Rank using the S·A·V·E framework: Sentiment, Analyst consensus, Valuation (DCF, Graham, multiples), and Earnings quality. The consensus fair value is a blend of multiple models designed to surface potential mispricings versus current market price.

Equity Rank provides institutional-depth valuation research on 3,000+ US equities. Data is refreshed daily and combines quantitative models with AI-driven qualitative analysis.

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