MTB Fair Value — M&T Bank Corporation

Banks · Institutional-depth multi-model valuation on Equity Rank

Current Price
$250.05
Consensus Fair Value
$239.89
Margin of Safety
-4.1%

When does MTB report earnings?

M&T Bank Corporation (MTB) is next scheduled to report earnings on Oct 16, 2026.

Heading into this report, the model's fair value estimate sits 4.1% below the current price (model fair value differential below current price). Descriptive context only — not a forecast of the earnings result.

Earnings dates and estimates are sourced from third-party data and may change or lag. Informational only.

How MTB's valuation models agree

Equity Rank computed model fair value for MTB from 12 independent valuation methods with sufficient data. 6 place fair value above the current price of $250.05, and 6 place it below. The model-blended estimate lands at $239.89 — a model fair value differential of 4.1% below the current price under these model assumptions. The methods are evenly split, reflecting genuine dispersion in the estimate.

Models: FV above price
6
Models: FV below price
6
Models compared
12

Each method (DCF, Graham Number, EPV, Three-Stage DCF, DDM, Residual Income, Justified Price-to-Book, and more) is weighted by historical sector accuracy. Model-derived and informational only — not investment advice.

MTB fundamental profile

Equity Rank's fundamental strength composite scores MTB at 68.8/100 (B, Solid), blending profitability, balance-sheet, and cash-flow quality. Over the trailing three years, free cash flow has compounded at -13.1% per year and gross margin has moved -14.2 pp. Its SAVE composite score has moved -0.7 over the past 30 days.

A composite quality metric for research context — not a rating, recommendation, or directional signal.

About MTB

M&T Bank Corporation (MTB) is analyzed on Equity Rank using the S·A·V·E framework: Sentiment, Analyst consensus, Valuation (DCF, Graham, multiples), and Earnings quality. The consensus fair value is a blend of multiple models designed to surface potential mispricings versus current market price.

Equity Rank provides institutional-depth valuation research on 3,000+ US equities. Data is refreshed daily and combines quantitative models with AI-driven qualitative analysis.

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