HIG Fair Value — Hartford Financial Services Group

Insurance · Institutional-depth multi-model valuation on Equity Rank

As of September 18, 2026, Hartford Financial Services Group (HIG) trades at $131.89. Equity Rank's blended estimate across 12 valuation models with sufficient data is $164.66 — a model fair value differential of 24.9% above the current price under these model assumptions. Model-derived estimate, informational only — not investment advice.

Current Price
$131.89
Consensus Fair Value
$164.66
Margin of Safety
24.9%

When does HIG report earnings?

Hartford Financial Services Group (HIG) is next scheduled to report earnings on Oct 26, 2026. The consensus analyst EPS estimate for the upcoming quarter is $3.11.

Heading into this report, the model's fair value estimate sits 24.9% above the current price (model fair value differential above current price). Descriptive context only — not a forecast of the earnings result.

Earnings dates and estimates are sourced from third-party data and may change or lag. Informational only.

How HIG's valuation models agree

Equity Rank computed model fair value for HIG from 12 independent valuation methods with sufficient data. 8 place fair value above the current price of $131.89, and 4 place it below. The model-blended estimate lands at $164.66 — a model fair value differential of 24.9% above the current price under these model assumptions. The larger group corresponds to potential undervaluation versus the current price.

Models: FV above price
8
Models: FV below price
4
Models compared
12

Each method (DCF, Graham Number, EPV, Three-Stage DCF, DDM, Residual Income, Justified Price-to-Book, and more) is weighted by historical sector accuracy. Model-derived and informational only — not investment advice.

HIG fundamental profile

Equity Rank's fundamental strength composite scores HIG at 78.9/100 (A-, Strong), blending profitability, balance-sheet, and cash-flow quality. Over the trailing three years, free cash flow has compounded at +14.5% per year and gross margin has moved +36.7 pp. Its SAVE composite score has moved +0.3 over the past 30 days.

A composite quality metric for research context — not a rating, recommendation, or directional signal.

What is HIG's intrinsic value estimate?

Equity Rank's intrinsic value estimate for Hartford Financial Services Group (HIG) — the model fair value — is $164.66 as of September 18, 2026, blended from 12 valuation methods with sufficient data. An intrinsic value estimate is what the models compute a share to be worth under stated assumptions; it is not a price target, not a prediction of where the stock will trade, and not investment advice.

How does Equity Rank calculate fair value for HIG?

Equity Rank calculates fair value for HIG by blending 19 valuation methods (8–15 run per security depending on data availability), including DCF, Graham Number, Price-to-Free-Cash-Flow, EPV, Three-Stage DCF, DDM, Residual Income, and Justified Price-to-Book. Each model is weighted by historical sector accuracy and updated regularly. Informational only — not investment advice.

About HIG

Hartford Financial Services Group (HIG) is analyzed on Equity Rank using the S·A·V·E framework: Sentiment, Analyst consensus, Valuation (DCF, Graham, multiples), and Earnings quality. The consensus fair value is a blend of multiple models designed to surface potential mispricings versus current market price.

Hartford Financial Services Group (HIG) is classified in the Insurance sector on Equity Rank, and its valuation methods are weighted with sector-calibrated multiples.

Equity Rank provides institutional-depth valuation research on 3,000+ US equities. Data is refreshed daily and combines quantitative models with AI-driven qualitative analysis.

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