CFG Fair Value — Citizens Financial Group, Inc.

Banks · Institutional-depth multi-model valuation on Equity Rank

Current Price
$71.10
Consensus Fair Value
$61.49
Margin of Safety
-13.5%

When does CFG report earnings?

Citizens Financial Group, Inc. (CFG) is next scheduled to report earnings on Oct 16, 2026. The consensus analyst EPS estimate for the upcoming quarter is $1.39.

Heading into this report, the model's fair value estimate sits 13.5% below the current price (model fair value differential below current price). Descriptive context only — not a forecast of the earnings result.

Earnings dates and estimates are sourced from third-party data and may change or lag. Informational only.

How CFG's valuation models agree

Equity Rank computed model fair value for CFG from 13 independent valuation methods with sufficient data. 4 place fair value above the current price of $71.10, and 9 place it below. The model-blended estimate lands at $61.49 — a model fair value differential of 13.5% below the current price under these model assumptions. The larger group places fair value below the current price.

Models: FV above price
4
Models: FV below price
9
Models compared
13

Each method (DCF, Graham Number, EPV, Three-Stage DCF, DDM, Residual Income, Justified Price-to-Book, and more) is weighted by historical sector accuracy. Model-derived and informational only — not investment advice.

CFG fundamental profile

Equity Rank's fundamental strength composite scores CFG at 68.2/100 (B, Solid), blending profitability, balance-sheet, and cash-flow quality. Over the trailing three years, free cash flow has compounded at -20.1% per year and gross margin has moved -13.5 pp. Its SAVE composite score has moved -0.3 over the past 30 days.

A composite quality metric for research context — not a rating, recommendation, or directional signal.

About CFG

Citizens Financial Group, Inc. (CFG) is analyzed on Equity Rank using the S·A·V·E framework: Sentiment, Analyst consensus, Valuation (DCF, Graham, multiples), and Earnings quality. The consensus fair value is a blend of multiple models designed to surface potential mispricings versus current market price.

Equity Rank provides institutional-depth valuation research on 3,000+ US equities. Data is refreshed daily and combines quantitative models with AI-driven qualitative analysis.

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