Question 1

What happens after the 7-day free trial?

Accepted Answer

At the end of the 7-day trial your card is charged at the rate of the plan you selected. Plans range from $14.99/month (Starter) to $49/month (Pro), with annual options available at a meaningful discount. You will receive an email reminder before the charge. If you cancel before the trial ends, you will not be charged.

Question 2

Can I cancel anytime?

Accepted Answer

Yes. Cancel from your account dashboard at any time. There are no cancellation fees and no questions asked. Once cancelled, access continues until the end of your current billing period.

Question 3

Do you offer refunds?

Accepted Answer

All charges are non-refundable. We do not offer refunds or credits for partial billing periods or unused subscription time. You can cancel anytime and retain access through the end of your current billing period.

Question 4

What payment methods are accepted?

Accepted Answer

Payments are processed securely through Stripe. All major credit and debit cards are accepted including Visa, Mastercard, and American Express.

Question 5

Is there an annual plan discount?

Accepted Answer

Yes. Each tier offers an annual plan that works out to roughly two months free compared to the monthly plan. See the pricing page for current annual rates by tier. All plans include a 7-day free trial.

Question 6

What does Equity Rank actually do?

Accepted Answer

Equity Rank is a research tool for individual investors. It computes fair value estimates for 800+ stocks using 15 distinct valuation models (DCF, Graham Number, P/FCF, EV/FCF, EPV, and more), then combines them into a composite S·A·V·E score. The platform is for informational and educational use only — it is not financial advice.

Question 7

What is the S·A·V·E score?

Accepted Answer

S·A·V·E stands for Safety, Attractive Price, Value, and Earnings Quality. It is a composite score from 0 to 100 that aggregates signals across all valuation models. A higher score may correspond to potential undervaluation relative to fair value estimates. It is a research signal, not a guarantee of future performance.

Question 8

What is "fair value" on Equity Rank?

Accepted Answer

Fair value is a model-derived estimate of intrinsic worth based on publicly available financial data. The platform computes a median fair value across multiple models. Fair value estimates are algorithmic outputs — they may be materially incorrect and should not be treated as price targets.

Question 9

Is this financial advice?

Accepted Answer

No. Equity Rank provides data, analysis, and AI-generated commentary for informational and educational purposes only. Nothing on this platform constitutes investment advice or a recommendation to overweight or underweight any security. Equity Rank is not a registered investment adviser. Always consult a licensed financial advisor before making investment decisions.

Question 10

What is the Innovation score?

Accepted Answer

The Innovation score evaluates a company's research and development investment, patent activity, and forward-looking growth indicators. It is one component of the broader S·A·V·E composite. Like all scores on the platform, it is a research signal derived from publicly available data.

Question 11

How often is the data updated?

Accepted Answer

S·A·V·E scores and fair value estimates are recomputed daily. Intraday prices are refreshed throughout the trading day. Financial statement data (used in valuation models) updates when companies report earnings or file with the SEC — typically quarterly.

Question 12

Where does the data come from?

Accepted Answer

Equity Rank sources data from Alpha Vantage and FRED (Federal Reserve Economic Data). Financial statement data is derived from SEC filings. Options data is sourced separately for the options analysis features.

Question 13

What does the AI analysis cover?

Accepted Answer

AI analysis generates an institutional-depth research note for a given stock covering valuation context, earnings quality, balance sheet health, and risk factors. Notes are generated using the S·A·V·E model outputs and the company's financial data. AI analysis is capped at 50 analyses per week on the Pro plan.

Question 14

What does the options analysis include?

Accepted Answer

Options analysis surfaces implied volatility rank (IV rank), key Greeks (delta, gamma, theta), and earnings play context for covered stocks. It is intended to provide context for existing options research — not as a trading signal.

Question 15

How many stocks are covered?

Accepted Answer

The platform covers 800+ stocks spanning major US exchanges. The screener includes pre-computed margin of safety percentages across the full universe. OTC-listed stocks may have reduced data availability.

Question 16

What is free on Equity Rank?

Accepted Answer

The live screener is free to browse — you can see S·A·V·E scores, sector filters, and stock rankings without an account. The public stock demo page for AAPL is also accessible without a subscription.

Question 17

What requires a Pro subscription?

Accepted Answer

Full access to all 15 valuation models, AI analysis (50/week), options analysis, fair value detail pages for all 800+ stocks, price alerts, and a watchlist of up to 20 stocks all require an active Pro subscription.

Question 18

Do I need a credit card for the free trial?

Accepted Answer

Yes. A valid payment method is required to start the trial. You will not be charged until the 7-day trial period ends, and you can cancel before then without any cost.

Question 19

Is there a free plan after the trial?

Accepted Answer

There is no ongoing free tier once the trial ends. The free screener remains accessible to anyone, but detailed analysis features require an active subscription.

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