Life Insurance Stocks — Fair Value & Margin of Safety
Equity Rank covers 15 Life Insurance companies; 14 have a published model fair value, and 7 of those (50%) trade below the model estimate. The median model fair value sits 2.8% below the current price, under these model assumptions. Data as of 2026-10-22.
Source: Equity Rank — Life Insurance stocks. Model fair value is a multi-method blend (DCF, Graham Number, earnings power, sector multiples and more), recomputed after each U.S. market close.
Life Insurance stocks furthest below the model estimate
Among companies valued by at least five methods. A wide gap can also mean the models are missing something.
BHF — Brighthouse Financial, Inc.: model fair value $92.50 vs. price $46.35, a model fair value differential of 99.6% above the current price (as of 2026-10-22)
LNC — Lincoln National Corporation: model fair value $71.75 vs. price $41.11, a model fair value differential of 74.5% above the current price (as of 2026-10-22)
FG — F&G Annuities & Life Inc. : model fair value $34.17 vs. price $21.45, a model fair value differential of 59.3% above the current price (as of 2026-10-22)
GNW — Genworth Financial Inc: model fair value $10.92 vs. price $8.94, a model fair value differential of 22.1% above the current price (as of 2026-10-22)
PRU — Prudential Financial, Inc.: model fair value $140.83 vs. price $118.17, a model fair value differential of 19.2% above the current price (as of 2026-10-22)
PUK — Prudential PLC ADR: model fair value $24.57 vs. price $24.01, a model fair value differential of 2.3% above the current price (as of 2026-10-22)
JXN — Jackson Financial Inc: model fair value $133.54 vs. price $133.32, a model fair value differential of 0.2% above the current price (as of 2026-10-22)
Largest companies first. Gap = model fair value differential versus the current price; positive means the price sits below the model estimate. “Not published” means the models lacked reliable data.