Healthcare Plans Stocks — Fair Value & Margin of Safety

Equity Rank covers 10 Healthcare Plans companies; 8 have a published model fair value, and 4 of those (50%) trade below the model estimate. The median model fair value sits 0.8% above the current price, under these model assumptions. Data as of 2026-10-22.

Source: Equity Rank — Healthcare Plans stocks. Model fair value is a multi-method blend (DCF, Graham Number, earnings power, sector multiples and more), recomputed after each U.S. market close.

Healthcare Plans stocks furthest below the model estimate

Among companies valued by at least five methods. A wide gap can also mean the models are missing something.

  1. CI — Cigna Corp: model fair value $440.22 vs. price $315.88, a model fair value differential of 39.4% above the current price (as of 2026-10-22)
  2. OSCR — Oscar Health Inc: model fair value $42.30 vs. price $33.32, a model fair value differential of 26.9% above the current price (as of 2026-10-22)
  3. CVS — CVS Health Corp: model fair value $106.69 vs. price $94.48, a model fair value differential of 12.9% above the current price (as of 2026-10-22)
  4. ELV — Elevance Health Inc: model fair value $489.92 vs. price $445.28, a model fair value differential of 10.0% above the current price (as of 2026-10-22)

All 10 Healthcare Plans companies

TickerCompanyPriceModel fair valueGap
UNHUnitedHealth Group Incorporated$424.98$337.27-20.6%
CVSCVS Health Corp$94.48$106.69+12.9%
ELVElevance Health Inc$445.28$489.92+10.0%
CICigna Corp$315.88$440.22+39.4%
HUMHumana Inc$420.81$385.51-8.4%
CNCCentene Corp$71.23Not published—
MOHMolina Healthcare Inc$216.64Not published—
OSCROscar Health Inc$33.32$42.30+26.9%
PGNYProgyny Inc$29.12$21.01-27.9%
ALHCAlignment Healthcare LLC$8.43$5.54-34.3%

Largest companies first. Gap = model fair value differential versus the current price; positive means the price sits below the model estimate. “Not published” means the models lacked reliable data.

Compare Healthcare Plans peers

UNH vs CVS · UNH vs ELV · UNH vs CI · UNH vs HUM · CVS vs ELV · CVS vs CI · CVS vs HUM · ELV vs CI · ELV vs HUM · CI vs HUM

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