BAC Fair Value — Bank of America Corp

Banks · Institutional-depth multi-model valuation on Equity Rank

Current Price
$63.72
Consensus Fair Value
$42.52
Margin of Safety
-33.3%

When does BAC report earnings?

Bank of America Corp (BAC) is next scheduled to report earnings on Oct 14, 2026. The consensus analyst EPS estimate for the upcoming quarter is $1.18.

Heading into this report, the model's fair value estimate sits 33.3% below the current price (model fair value differential below current price). Descriptive context only — not a forecast of the earnings result.

Earnings dates and estimates are sourced from third-party data and may change or lag. Informational only.

How BAC's valuation models agree

Equity Rank computed model fair value for BAC from 13 independent valuation methods with sufficient data. 1 place fair value above the current price of $63.72, and 12 place it below. The model-blended estimate lands at $42.52 — a model fair value differential of 33.3% below the current price under these model assumptions. The larger group places fair value below the current price.

Models: FV above price
1
Models: FV below price
12
Models compared
13

Each method (DCF, Graham Number, EPV, Three-Stage DCF, DDM, Residual Income, Justified Price-to-Book, and more) is weighted by historical sector accuracy. Model-derived and informational only — not investment advice.

BAC fundamental profile

Equity Rank's fundamental strength composite scores BAC at 59.5/100 (B-, Solid), blending profitability, balance-sheet, and cash-flow quality. Over the trailing three years, gross margin has moved -41.2 pp. Its SAVE composite score has moved +3.0 over the past 30 days.

A composite quality metric for research context — not a rating, recommendation, or directional signal.

About BAC

Bank of America Corp (BAC) is analyzed on Equity Rank using the S·A·V·E framework: Sentiment, Analyst consensus, Valuation (DCF, Graham, multiples), and Earnings quality. The consensus fair value is a blend of multiple models designed to surface potential mispricings versus current market price.

Equity Rank provides institutional-depth valuation research on 3,000+ US equities. Data is refreshed daily and combines quantitative models with AI-driven qualitative analysis.

Related Banks Research

JPM · WFC · GS · MS · BLK

Side-by-side valuation: JPM vs BAC · BAC vs WFC

All Financials stocks with model fair values · Undervalued Financials stocks

Research Tools

Intrinsic Value Calculator · DCF Calculator · Margin of Safety Calculator

Data study: 19 valuation models across 3,091 US stocks · Compare any two stocks