# Is Visa Inc. Class A (V) overvalued?

Source: https://www.equity-rank.com/is-it-overvalued/V

**On Equity Rank's model estimate, V trades 19% above its fair value.** Visa Inc. Class A (V) last closed at $422.65; the multi-method model fair value is $356.45.

| Price | Model fair value | Price vs model |
| --- | --- | --- |
| $422.65 | $356.45 | 19% above |

## What the answer rests on

- 1 of 10 valuation methods put V's value above its price and 9 put it below, so the methods mostly agree.
- To justify today's price, V's free cash flow would need to grow about 11.8% a year for ten years (a reverse discounted cash flow). Over the last three years it actually grew 3.9% a year.
- Over the past year the price sat below the model fair value on 7% of trading days. The gap ranged from 5% below to 50% above the model fair value.

## Read this before relying on it

The model fair value is an estimate from published financial statements. It is not a forecast of where the price goes, and it can be wrong. Within 10% either side we call it close to fair value: valuation models are not precise enough to read more into a smaller gap. Our own lists have no proven edge over the market yet; [the live record](https://www.equity-rank.com/track-record) shows every result, misses included.

Data as of Fri, Nov 6, 2026. Informational only — not investment advice.

[Every valuation method behind V's fair value](https://www.equity-rank.com/stocks/V) · [What prices assume](https://www.equity-rank.com/priced-in) · [Other companies](https://www.equity-rank.com/is-it-overvalued)

---

Fair value is a model estimate under stated assumptions — not a price target, not a prediction, and not a recommendation. This page is research information, not investment advice. Equity Rank is not a registered investment adviser.