If you had invested $1,000 in Citigroup Inc. (C)
10 years ago (Mon, Nov 7, 2016), $1,000 in C grew to $3,238 by Fri, Nov 6, 2026 with dividends reinvested ($2,390 on price alone). The same $1,000 in SPY grew to $4,042. Along the way C fell as much as -56.5% from a high. Past results do not tell you what happens next.
| Invested | C, dividends reinvested | Per year | Worst fall | SPY | SPY per year |
|---|---|---|---|---|---|
| 1 year ago | $1,205 | +20.5% | -17.8% | $1,109 | +10.9% |
| 3 years ago | $3,082 | +45.5% | -31.3% | $1,750 | +20.5% |
| 5 years ago | $2,059 | +15.6% | -40.6% | $1,677 | +10.9% |
| 10 years ago | $3,238 | +12.5% | -56.5% | $4,042 | +15.0% |
Today: model fair value $111.15 against a $119.05 price (gap -6.6%).